Auto Insurance · United States

Is your car insurance really the best price for your coverage?

Tell us about your car and your driving, and a verified auto insurance professional will compare the options with you: what's included, what isn't, and where you may be paying for coverage you don't need.

  • Compare coverage and price side by side
  • No obligation to switch or buy
  • A real person calls you, once
Free · No obligation

Tell us what you need

A verified professional will get in touch.

01What do you need?
Service
02About you
03Where and how to reach you

We respect your privacy. Your information will be sent securely and handled with care.

Types of coverage

What auto insurance actually covers

Policies are built from separate parts. Which ones you need depends on your car, your state and what you could afford to pay out of pocket.

01

Liability

Pays for injury and damage you cause to other people. Most states require it, and the minimum amount varies by state.

02

Collision

Pays to repair or replace your own car after a crash, whoever is at fault.

03

Comprehensive

Covers damage that isn't a collision, such as theft, vandalism, fire, hail or hitting an animal.

04

Uninsured / underinsured motorist

Protects you if the other driver has no insurance, or not enough.

05

Medical payments or PIP

Helps with medical costs for you and your passengers after an accident. What's available depends on your state.

06

Add-ons

Roadside assistance, rental car reimbursement, gap coverage on a financed car and similar extras.

What moves the price

Four things worth getting right before you compare

A quote is only as useful as the details behind it.

01

Your coverage level

Liability-only, collision, comprehensive and everything in between change the price far more than most people expect.

02

Your driving record

Claims and violations are weighed differently by different insurers.

03

How the car is used

Commuting, business use and annual mileage all count.

04

Deductible and add-ons

A lower price can hide a higher deductible or missing extras.

When people ask us

Common reasons to look again

01

Your renewal price jumped

A higher bill with no claim is a good moment to compare.

02

You bought or leased a car

A lender may require specific coverage, and it's worth checking what that adds.

03

You moved to another state

Requirements and rates differ from state to state.

04

A new driver joined the household

Adding a teen or a new driver changes what you need.

05

Your driving record changed

After a ticket or an accident, insurers may price you differently.

06

You're insuring a car for the first time

Understand the options before you commit to a policy.

Why Namoye

Built around trust, not lead volume.

We'd rather connect you with the right provider once than flood your inbox with a dozen you'll never call back.

  • Free to use
  • Verified providers
  • One real call
  1. 01

    Compare like for like

    A quote only means something when the coverage levels, deductibles and add-ons line up. We help you compare on the same terms.

  2. 02

    Know what you're paying for

    See what each part of the price covers, and where you may be paying for protection you don't need.

  3. 03

    Switch only if it helps

    Nothing changes on your current policy unless you decide it should.

Good to Know

Questions about Namoye

What details should I have ready?

Your vehicle (make, model and year), who drives it, your driving history, and your current policy if you have one. If you don't have everything, send the request anyway.

Does asking for advice change my current policy?

No. Nothing changes on your existing policy unless you decide to switch.

Is the state minimum enough?

Minimum coverage is set by each state and varies. It's a legal floor, not a recommendation, and a professional can explain what extra protection might make sense for you.

Will several agents call me?

No. A verified professional contacts you, not a list of agents.

Does it cost anything?

No. Namoye is free for you, and you're never obliged to buy.

More in insurance

All US insurance  ·  Home Insurance  ·  Life Insurance

No Obligation. No Charges.

Find out what you could be paying instead.

Send your details and a verified auto insurance professional will get in touch. Free, with no obligation.

Compare auto insurance