Tell us your situation, whether you're turning 65, leaving an employer plan or reviewing what you have. A verified Medicare insurance professional will explain how the parts and plan types fit together.
A verified professional will get in touch.
The letters are the confusing part. Each does one job, and you can combine them in different ways.
Hospital insurance: inpatient stays and some related care.
Medical insurance: doctor visits, outpatient care and preventive services.
A private plan that bundles Parts A and B, usually with drug coverage and sometimes extras. It has its own network and costs.
Prescription drug coverage, either on its own alongside Original Medicare or built into an Advantage plan.
Private supplement policies that help pay costs Original Medicare doesn't, such as deductibles and coinsurance.
If you or a spouse still work, or you have retiree coverage, it can affect when and how you enroll.
Neither is right for everyone. These are the things that usually decide it.
Advantage plans use networks, so check yours are in. Original Medicare works with most providers that accept it.
Drug coverage varies by plan, so the exact medications and the pharmacies you use matter.
Plans trade monthly premiums against what you pay when you use care. Advantage plans have a yearly cap on out-of-pocket costs, and Original Medicare doesn't.
Networks and service areas matter if you spend time away from home.
Some situations open a special enrollment window. A professional can tell you which dates apply to you.
Most people first become eligible around then, and the first enrollment window is time-limited.
Work out what replaces it and when to enroll.
Plans can change from year to year, so it's worth checking each fall.
Plans are tied to where you live, so a move can change what's available.
A new doctor or medication can change which plan fits.
Bring their details and questions, and we'll connect you with someone who can explain.
We'd rather connect you with the right provider once than flood your inbox with a dozen you'll never call back.
Parts A, B, C and D and Medigap in language you can follow, so you know what each one does and what it doesn't.
The right plan depends on who you see and what you take, not on a generic ranking.
Understand your dates and options ahead of a deadline instead of in a rush.
Your ZIP code, your birth date or when you turn 65, any doctors and prescriptions you want to keep, the coverage you have now, and whether you or a spouse are still working. If you don't have everything, send the request anyway.
Most people have a window around turning 65, and there is an enrollment period each fall for changes. Certain situations open other windows, and missing yours can mean a gap in coverage or a penalty. Tell us your situation and we'll connect you with someone who can explain your dates.
Medicare Advantage replaces Original Medicare with a private plan that has its own network and costs. Medigap works alongside Original Medicare to help with costs it doesn't pay. You generally can't use both together.
You'll get an explanation of the options and what each could mean for your costs. The decision is always yours.
No. Namoye is a free matching service. We are not connected with or endorsed by the U.S. government or the federal Medicare program.
No to both. A verified professional contacts you, not a list of agents, and Namoye is free for you. You're never obliged to enroll or buy.
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Namoye is a free matching service. It is not connected with, or endorsed by, the U.S. government or the federal Medicare program.
Send your details and a verified Medicare insurance professional will get in touch. Free, with no obligation.
Talk to a Medicare expert