Cash Home Buyer · United States

Find out how a cash offer on your home works, what you give up for speed, and how to spot a poor one.

Tell us about your home and why you want to sell. A verified professional who covers your area will get in touch to explain how cash offers work, so you can compare them with other ways of selling before you decide.

  • How cash offers work, explained plainly
  • Matched to a professional who covers your ZIP code
  • No obligation to accept anything
Free · No obligation

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01What do you need?
Service
Help us match you with the right provider
02About you
03Where and how to reach you

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How it works

What a cash sale usually involves

Take your time at each step, and never feel you have to move faster than you are comfortable with.

01

You get in touch

You describe the home and what you are looking for.

02

The buyer looks at it

Sometimes a visit, sometimes photos and details.

03

You receive an offer

Usually based on the home's condition and value.

04

You review it

Check the price, the fees, the conditions and the closing date.

05

You sign a contract

If you accept, in writing, ideally after getting advice.

06

The sale closes

Through a title company or attorney, and you receive the proceeds.

What you trade

Six things you give up, or gain, with a cash sale

01

Speed

Often much quicker than a listed sale.

02

Price

Usually lower than you might get on the open market.

03

Condition

Often bought as-is, so you may not need to make repairs.

04

Certainty

No mortgage approval to wait for, if the buyer really has the funds.

05

Showings and effort

Fewer viewings and less preparation.

06

Fees

Often fewer traditional fees, but ask about any charges on the offer.

Before you accept

Six things to check before you accept an offer

01

Who is the actual buyer?

Ask whether they will buy the home themselves or pass the contract on.

02

Can they prove they can pay?

Ask for proof of funds.

03

What is the final amount, in writing?

After every fee and condition.

04

What is the offer subject to?

Inspections, financing or other conditions that could change it.

05

Who handles the closing?

A title company or attorney you can check, not only the buyer.

06

Have I compared other options?

At least one other way of selling, so you know what you are giving up.

Why Namoye

Built around trust, not lead volume.

We'd rather connect you with the right provider once than flood your inbox with a dozen you'll never call back.

  • Free to use
  • Verified providers
  • One real call
  1. 01

    The trade-offs, said out loud

    A cash sale is usually faster and simpler, and often for less than an open-market sale. You hear both sides before you decide.

  2. 02

    How to check an offer

    Who is really buying, whether they can pay, and what fees apply are all worth checking. You hear what to ask.

  3. 03

    No pressure to accept

    You can compare offers and other options, and nobody pushes you to decide on the spot.

Good to Know

Questions about Namoye

How does selling to a cash buyer work?

A buyer looks at your home, usually makes an offer based on its condition and value, and if you accept, the sale can close quickly, often without a mortgage and often as-is. Offers and terms differ a lot, so compare more than one.

Will I get less than on the open market?

Often, yes. Speed and simplicity usually come at a lower price. Ask yourself whether that is worth it for your situation, and compare what you would receive after costs with other ways of selling.

Who is actually buying my home?

Some companies buy with their own money. Others find a buyer and pass your contract on to them. Ask directly whether they will buy the home themselves, and ask for proof they can pay.

What fees or conditions might apply?

Ask about any fees, what the offer is subject to, and whether it can change after an inspection. Get the final figure in writing.

What are warning signs?

Be careful if someone pressures you to sign quickly, asks you to pay fees upfront, won't put the offer in writing, won't show proof of funds, or won't say who is buying.

How fast can it close?

It depends on the buyer and on how quickly the title and paperwork can be completed. Ask for a closing date in writing, and what happens if it slips.

Should I use a lawyer or title company?

It can be wise to, particularly if you are unsure about a contract. A title company or real estate attorney can explain the terms and handle the closing. Never send money or sign documents you don't understand.

What if I still owe a mortgage?

The amount you owe is usually paid from the sale. Ask your lender for your payoff figure, and ask the buyer what you would receive after it.

What should I have ready?

Your address or ZIP code, the condition of the home, whether there is a mortgage, and how soon you want to sell. If you don't have everything, send the request anyway.

Is Namoye a cash home buyer?

No. Namoye is a free matching service. It doesn't buy homes or make offers. Any offer comes from the company that contacts you.

Will several buyers call me, and does it cost anything?

No to both. A verified professional contacts you, and Namoye is free for you.

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Namoye is a free matching service. It is not a real estate broker, buyer, lender or legal adviser. Any offer comes from the company that contacts you. Compare offers, read any contract carefully and consider asking a lawyer or title company before you sign.

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