Whether you're looking at a loan, a home loan or funding for your business, tell us where you stand. A verified finance professional will explain your options in plain English, including what it would really cost.
A verified professional will get in touch.
You get more from a conversation when you arrive with the basics.
Borrow, buy a home, refinance, or fund a business. Each points to a different route.
Your income, your debts and your credit reports. You can get each credit report free every three months.
Work out a repayment that stays comfortable, not just the biggest amount you could be offered.
Compare the comparison rate, fees and total repaid, not only the repayment.
We connect you with one verified provider who understands what you need. No hard sell, and no obligation.
Your goal, income and existing debts decide which route makes sense, not a one-size-fits-all product.
The rate, fees and total repaid side by side, so the option that looks cheapest isn't a surprise later.
You get the options explained. Whether to go any further is always your call.
No. Namoye is a free matching service. It is not a lender, broker or adviser, and it doesn't make credit decisions. Any offer comes from the firm that contacts you.
Firms that provide credit, or arrange it as a broker, generally need an Australian Credit Licence or must be a credit representative of a licensee. Ask for the licence number and check it yourself on the ASIC Professional Registers before you share personal or financial details.
Mortgage brokers have a legal duty to act in your best interests and to prioritise them over their own. Ask how they are paid, how many lenders they compare and why they recommend a particular loan.
It's a single figure that combines the interest rate and most fees on a loan, to make loans easier to compare. It is based on a set example, so your own costs may differ. Ask for the total you would repay.
Sending a request to Namoye doesn't involve a credit check. A lender will usually check your credit when you apply, and the application, called an enquiry, can appear on your credit report. Ask the lender before you apply.
You can get a free copy of your credit report from each of the credit reporting bodies, Equifax, Experian and illion, every three months. Check all three for mistakes.
Free, confidential help is available before you consider any paid service. Call the National Debt Helpline on 1800 007 007 to speak to a financial counsellor. It's worth doing that first.
Complain to the firm first. If you're not happy with the answer, you can take it to the Australian Financial Complaints Authority, which is free to use.
What you're trying to do, a rough idea of your income and any debts, and your postcode. If you don't have everything, send the request anyway.
No to both. A verified professional contacts you, and Namoye is free for you.
Namoye is a free matching service. It is not a lender, broker or adviser, and it doesn't give financial advice or make credit decisions. Any offer comes from the firm that contacts you. Check that a firm or broker holds an Australian Credit Licence, or is a credit representative, on the ASIC Professional Registers (asic.gov.au) before you share personal or financial details. If you are struggling with debt, free help is available from the National Debt Helpline on 1800 007 007.
Send your details and a verified finance professional will get in touch. Free, with no obligation.
Talk to a finance expert
