Finance · United Kingdom

Talk through your borrowing options before you commit to anything.

Whether you're looking at a loan, a mortgage or funding for your business, tell us where you stand. A verified finance professional will explain your options in plain English, including what it would really cost.

  • Options explained before you apply
  • No obligation to borrow
  • One call from a real person
Free · No obligation

Tell us what you need

A verified professional will get in touch.

01What do you need?
Service
02About you
03Where and how to reach you

We respect your privacy. Your information will be sent securely and handled with care.

Before you speak to anyone

Four things worth knowing first

You get more from a conversation when you arrive with the basics.

01

Your goal

Borrow, buy a home, or fund a business. Each points to a different route.

02

Where you stand

Your income, your debts and your credit reports. You can check your credit report for free with each of the credit reference agencies.

03

What you can afford each month

Work out a payment that stays comfortable, not just the biggest amount you could be offered.

04

The full cost

Compare the APR, fees and total repaid, not only the monthly payment.

Why Namoye

Built around trust, not pressure.

We connect you with one verified provider who understands what you need. No hard sell, and no obligation.

  • Free to use
  • Verified providers
  • One real call
  1. 01

    Start from your situation

    Your goal, income and existing debts decide which route makes sense, not a one-size-fits-all product.

  2. 02

    See the full cost

    The rate, fees and total repaid side by side, so the option that looks cheapest isn't a surprise later.

  3. 03

    No pressure to commit

    You get the options explained. Whether to go any further is always your call.

Good to Know

Questions about Namoye

Is Namoye a lender or a broker?

No. Namoye is a free matching service. It is not a lender, broker or adviser, and it doesn't make credit decisions. Any offer comes from the firm that contacts you.

Are the firms authorised?

Firms that lend, arrange credit or mortgages, or give advice need to be authorised by the Financial Conduct Authority. Ask for the firm's reference number and check it yourself on the FCA Register at register.fca.org.uk before you share personal or financial details.

Will sending a request affect my credit score?

Sending a request to Namoye doesn't involve a credit check. A lender may check your credit later. Ask them first whether a search would be a soft search, which doesn't affect your score, or a hard search, which can show on your credit file.

What does representative APR mean?

It is the rate that at least half of the people who take a product are given. You may be offered a different rate, so ask for the exact APR and the total you would repay before you agree.

Do I have to take a loan or sign up for anything?

No. You can compare, ask questions and walk away.

What if I'm struggling with debt?

Free, impartial help is available before you consider any paid service, from MoneyHelper, StepChange, Citizens Advice and National Debtline. It's worth speaking to one of them first.

What if I'm not sure which service I need?

Describe your situation in the message box, such as a purchase you're planning or a deal that is ending, and we'll match you with someone who can point you in the right direction.

What should I have ready?

What you're trying to do, a rough idea of your income and any debts, and your postcode. If you don't have everything, send the request anyway.

Will several companies call me, and does it cost anything?

No to both. A verified professional contacts you, and Namoye is free for you.

Good to know

Namoye is a free matching service. It is not a lender, broker or adviser, and it doesn't give financial advice or make credit decisions. Any offer comes from the firm that contacts you. Check that a firm is authorised on the Financial Conduct Authority Register (register.fca.org.uk) before you share personal or financial details. If you are struggling with debt, free help is available from MoneyHelper, StepChange and Citizens Advice.

No Obligation. No Charges.

Tell us where you stand, and we'll find the right person to talk to.

Send your details and a verified finance professional will get in touch. Free, with no obligation.

Talk to a finance expert